Welcome! My name is Maria. If you are here it's because you are about to turn 65 or perhaps you may want new Medicare Advantage option. Thank you for visiting, please read below, and reach out to learn more.

 

Medicare is health insurance for people 65 or older; or for someone under 65 with a disability.

 

You will not receive your Medicare card automatically unless you are already receiving Social Security Benefits.

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If you are turning 65, you are first eligible to sign up for Medicare 3 months before you turn 65, the month of your birthday, or 3 months after. 

 

You may also sign up for a Medicare Advantage plan if you are under age 65 and  have a disability, such as End-Stage Renal Disease (ESRD), or ALS (also called Lou Gehrig’s disease). 

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What do I do after I receive my Medicare Part A and Part B card? Call and learn about your options. 

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To give you a brief idea:

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Option #1

You can stay with your Original Medicare Part A and Part B, then Sign up for Part D (for prescriptions).  * Not everything is covered, and this option can end up costing you a lot of money if you end up with an illness.  

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Option #2

Join a Private Medigap plan, to cover the parts that your Original Medicare does not cover. (The gap in coverage).  Plus add a Part D (For prescription coverage). There is an additional monthly cost for this option, not counting the cost of Part B. You will have freedom (there is no network limitations), go to any doctor, with no need for referrals, anywhere in the United States.

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Option #3

Join a Medicare Advantage plan, also known as Part C (These are bundled plans with extra benefits).  Part C includes part D for prescriptions, and in most cases Dental and Vision coverage.  This option usually does not have an additional monthly cost, but you do have to see doctors and providers within the network.

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