Miami life insurance
Miami insurance agent
Hello and welcome! Thank you for visiting this site. If you are here because you are about to turn 65 and want to learn about your options, see Medicare Advantage vs. Medigap plan, you are in the right place.
Medicare is health insurance for people 65 or older or those under 65 with a disability.
You will not receive your Medicare card automatically unless you already receive your Social Security check.
If you are turning 65, you are first eligible to sign up for Medicare 3 months before you turn 65, the month of your birthday, or 3 months after.
You may also sign up for a Medicare Advantage plan if you are under age 65 and have a disability, such as End-Stage Renal Disease (ESRD) or ALS (also called Lou Gehrig’s disease).
What must you do after receiving your Medicare Part A and B card? You can give me a call to learn about your options.
Option
*Sign up for a Medicare Advantage Plan, also known as Part C. * Includes additional dental, hearing, and vision benefits. Most plans have $0 per month.
Option
Medicare Supplement is also known as a Medigap. It helps pay some out-of-pocket costs not paid by Original Medicare Part A and Part B. -More freedom and flexibility. There is no network limit, and no referrals are needed to see a specialist. This option has a monthly cost.
Option
Stay with Original Medicare Part A and Part B, and add Prescription medication coverage, also known as Part D.
Medicare advantage miami
Sol
Original Medicare
Part A (Hospital Insurance)
Part B (Medical Insurance)
The # 1 misconception about Medicare is that it is free, but no, it is not free. If you have met your 10 yrs / 40 working credits, Part A is free of cost. However, Part B is NOT free. For 2024, the cost is $174.70 per month. This cost may be higher depending on your income range. You will not pay for Part B if you qualify for Medicaid (due to low income).
Contact me if you want to learn more about Medicare and how it works, and I will gladly assist you.
Call Maria R. Defillo
305-595-2954
Medicare Benefit Consultant
Licensed in Florida and Georgia.
For assistance, call Maria R. Defillo at (305) 595-2954
Services with Simplicity and Integrity.
Disclaimer:
“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-Medicare to get information on all of your options.”
Insurance agent Miami