FAQ
Q1. What is important to know when selecting a health insurance plan?
A1. When selecting a health insurance plan, it’s important to consider coverage limits, premiums, deductibles, co-pays, coinsurance, and any out-of-pocket maximums. Additionally, it is important to make sure your doctor or provider is in-network, meaning they are covered by your insurance plan.

Q2. How do I make sure my doctor is in-network?
A2. Before selecting an insurance plan, it is important to confirm that your doctor or provider is in-network. Depending on your plan, your provider may need to be in-network for you to receive coverage. You can contact Defillo Insurance Services to confirm if the doctor is in-network or to find a doctor that is covered by your plan.

Q3. What is my financial responsibility when I need medical services?
A3. Your financial responsibility when you need medical services will depend on the specific plan you have chosen. Generally, there is a deductible, coinsurance, and a maximum out-of-pocket that you are responsible for paying. Your deductible is the amount of money you must pay before your insurance