top of page

Health Insurance
     Seguros de Salud

 Thank you for visiting Defillo Insurance Services. The ACA enrollment ended on January 15th, and now the only way to enroll is if you have a life-changing event.
ACA plans cover pre-existing conditions.


  •  "Qualifying life events can allow you to enroll in a new health insurance plan or modify an existing one outside the Open Enrollment Period. These events include changes in your household, residence or loss of health coverage. Take advantage of these opportunities to ensure you have what you need."

Florida health insurance - Comprehensive coverage. Coverage for your needs.

 Maria R. Defillo is dedicated to providing quality service and helping you find a plan that meets your individual needs and budget. With 26 years of experience and knowledge as an agent, she will guide, educate, and assist you in finding personalized solutions for your health insurance needs.


I understand that health insurance can be complex and confusing, so I will take the time to listen and provide you with suitable options. I look forward to assisting you on your journey to find your plan. ~ Maria Defillo

Q1. What is important to know when selecting

a health insurance plan?
A1. When selecting a health insurance plan, it’s important to consider coverage limits, premiums, deductibles, co-pays, coinsurance, and any out-of-pocket maximums. Additionally, it is important to make sure your doctor or provider is in-network, meaning your insurance plan covers them.

Q2. How do I make sure my doctor is in-network?
A2. Before selecting an insurance plan, it is important to confirm that the plan covers your doctors, medical facilities, and medications. Depending on your plan, your provider may need to be in-network for you to receive coverage.  

Q3. What is my financial responsibility

when I need medical services?
A3. Your financial responsibility when you need medical services will depend on the specific plan you have chosen. Generally, there are copays, a deductible, coinsurance, and a maximum out-of-pocket that you are responsible for paying.  

Defillo Insurance Services - Logos -
best health insurance agent miami
Obamacare miami agent
Health Insurance agent in Kendall
Instagram Defillo Insurance Services
Insurance agent in the Miami Kendall area

Health insurance broker  kendall

For 26 years, Maria R. Defillo has been providing insurance solutions to individuals and families. With her expertise and friendly approach, she has built a strong reputation for delivering excellent service and customized insurance plans to meet the specific needs of her clients.


~ Live Well, Insure Wisely.

Call Today! (305) 595-2954

Miami Life and Health Insurance Services

florida health insurance

Miami obamacare

miami health insurance

Send us a message
and we’ll get back to you shortly.

Thanks for submitting your request!

bottom of page