Health Insurance services in Miami  
and throughout Florida.

 

Miami Health Insurance 

Miami health insurance agent

Welcome! My name is Maria.

If you are here it's because you are looking for Health Insurance options, and I look forward to being of service.
 

Signing up for Health Insurance is a good decision:  It will protect YOU financially in the event of a sudden illness or accident; without the coverage, you may get stuck with sky-high bills if you end up in an emergency room visit or have to be hospitalized-not having health coverage means you have to pay 100% out of your pocket.

There are four ways to go about health insurance:

1-ACA (Known as ObamaCare Plans)  

2-Non-ACA plans (also known as short-term plans)

3-Self Insure (May be a good option if you are a millionaire).

4-Medicaid (if you barely make any income).

** You have choices when searching for coverage:

You can go online, shop directly, or you can get personal assistance and guidance to narrow down the many options from an experienced agent. I have been actively working and assisting individuals-families with insurance in the State of Florida since 1998.

There is an enrollment period for 2023 when it comes to the ACA plans, and it starts Nov.1st.  Any plan selected during the enrollment period will begin to be active on Jan. 1st.

THE COST: The amount you pay per month for your health insurance in Florida will vary by the plan that you select; it will also depend on your zip code, your age, and how many people are in your household (dependents, filing taxes together), and what your expected annual income will be for the year in which you are applying for coverage. Many people benefit from the extra help and end up paying around $50 or even less per month. This is thanks to "The American Rescue Plan" signed by President Biden. Prior to the law a lot of people did not qualify for extra help due to a higher income range. Presently many are benefiting and saving a lot of money on health coverage. 

Health Insurance is never a “one size fits all.”  There are many plans, many options, copays, deductibles, coinsurance, and networks. All of this can be overwhelming, so I will work with you to listen to your concerns, understand your goals, then provide the solutions you need and find a plan that is a good fit based on your current needs—I will work for you with integrity, simplicity, and friendliness.

A nugget of information:

To clarify what ACA stands for?: It is "The Patient Protection Affordable Care Act" Law, also known as Obamacare. These types of policies have essential benefits that are not offered within the NON-ACA plans and also have different regulations. One major difference is that ACA plans do cover pre-existing conditions from day one.

Some of the ACA essential benefits that are covered: Mental health, free annual preventive exams, maternity.

Health Insurance KEYWORDS to pay attention to when selecting a plan; these represent your out-of-pocket responsibility when you use medical services: Copay - Deductible - Coinsurance- Maximum-out- Of pocket.

Please call (305) 595-2954 or fill out the form below for assistance, and I will respond as quickly as possible.

 

I look forward to the opportunity to be of service.

 Maria Defillo

 

 

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Call today, or send me a message. and I gladly assist you.
Your request goes directly to my inbox,
so get one agent to assist you.
Services from start to finish.
Note: Your information will be respected,
and is not to be shared with other agents.

Thank you for your request! You will receive an email shortly.

Thank you for the opportunity to be of service and earn your business! 

Maria Defillo - Your agent.

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Maria Defillo is an Independent -Agent/Broker that will help you to understand your Health Insurance options and help you find a plan that is

a good fit based on your specific needs. 

 Florida License #A297431

Located in Miami and provides services throughout the State of Florida,  

Office Tel # (305) 595-2954

Hablo español!

 

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