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Florida health insurance - Comprehensive coverage. Coverage for your needs.

 Thank you for visiting Defillo Insurance Services. The ACA enrollment ended on January 15th, and now the only way to enroll is if you have a life-changing event.
ACA plans cover pre-existing conditions.


Health Insurance Florida

 Maria R. Defillo is dedicated to providing quality service and helping you find a plan that meets your individual needs and budget. With 25 years of experience and knowledge as an agent, she will guide, educate, and assist you in finding personalized solutions for your health insurance needs.


~ See the button below to have access to instant quotes.

I understand that health insurance can be complex and confusing, so I will take the time to listen and provide you with suitable options. I look forward to assisting you on your journey to find your plan. ~ Maria Defillo

Q1. What is important to know when selecting a health insurance plan?
A1. When selecting a health insurance plan, it’s important to consider coverage limits, premiums, deductibles, co-pays, coinsurance, and any out-of-pocket maximums. Additionally, it is important to make sure your doctor or provider is in-network, meaning your insurance plan covers them.

Q2. How do I make sure my doctor is in-network?
A2. Before selecting an insurance plan, it is important to confirm that the plan covers your doctors, medical facilities, and medications. Depending on your plan, your provider may need to be in-network for you to receive coverage.  

Q3. What is my financial responsibility

when I need medical services?
A3. Your financial responsibility when you need medical services will depend on the specific plan you have chosen. Generally, there are copays, a deductible, coinsurance, and a maximum out-of-pocket that you are responsible for paying.  

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Insurance agent in the Miami Kendall area

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For 25 years, Maria R. Defillo has been providing insurance solutions to individuals and families. With her expertise and friendly approach, she has built a strong reputation for delivering excellent service and customized insurance plans to meet the specific needs of her clients.


~ Live Well, Insure Wisely.

Call Today! (305) 595-2954

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