Life Insurance for any stage of life at any age:

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1-When someone dies without having life insurance it can have a huge emotional and financial impact on the loved ones that stay behind.  At first, it may be too much to deal with, especially if no prior arrangements were not made.

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2- GoFundMe is not life insurance. Having life insurance makes things better because it minimizes or eliminates the need to ask for financial help from family, friends, or strangers.

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3- Getting life insurance now takes very little effort and provides peace of mind for the ones you love. 

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8 Tips to apply when looking to apply for life insurance:​

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1. Use the services of an agent that you feel comfortable with. Keep in mind that the agent is working on your behalf.

2. Share your situation, health conditions, and concerns. Be honest upfront, so you can receive the best services and guidance.

3. Get a minimum of three quotes from your agent. Make sure that you understand the options you are being offered.

4.  When you select an amount of coverage, consider that it equals the amount of money your loved ones will need to replace your income for a specific period of time. Ex: 10, 15, 20, 30 years.

5. Ask about life insurance with living benefits. ( in case of a stroke, heart attack, cancer....etc)

6. Once you are ready and apply for coverage, follow through. Make sure to follow your agent's advice and complete any requirements made by the insurance company. (Example: Phone interview/Physical Exam, documents or signatures).

7. Communicating is important, ongoing communication during the application process will make the process much easier for everyone involved. It will expedite the process. 

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The goal is to be covered and have peace of mind. 

  

Once you are covered, you will know that you made the right decision, and your loved ones will not have a reason to struggle later.

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Getting Life Insurance is truly an action that shows love, thoughfulness, and consideration toward those that are a part of your daily life.  

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Term Insurance:

This is a very good option if you just want Life coverage without the extras, just pure protection for your loved ones,  you can lock in the rate for a specific period. Ex: 10, 15, 20 or 30 years. 

 

Note: 

86% say they haven't bought life insurance because it's too expensive, yet overestimate it's true cost by more than 2X.

 

Coverage is not as expensive as most people imagine. The best thing is to do is to take action now. Make the call,  have a free consultation, and find out which is the best fit for you, your family, your specific life circumstances.  

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Things to know:

There is Life Insurance with No medical exam, these are easier, faster to process than policies than those that require a physical exam. They tend to be a little bit higher in cost. 

 

For your convenience and comfort, we will do everything over the phone.

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My priority is to find you a solution with integrity, simplicity, and friendliness. To walk you through the process, with ease and transparency from beginning to end.  

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Take action, call today!

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I look forward to your call and the opportunity to be of service.

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Maria Defillo

Licensed  in Florida

Since 1998. License A297431

Call me! (305) 595-2954

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