Affordable Life Insurance in Florida

Why Life Insurance matters:

1-When you die without having life insurance it can have a huge negative financial impact on your loved ones. Remember your income stops, but their bills stay the same.

2- GoFundMe is not life insurance. In the event of sudden death, by having life insurance coverage it will help with all final expenses, it releases your loved ones from having to ask for money from family and friends. 

8 Tips to apply when looking to apply for life insurance:​

  1. Use the services of an agent that you feel comfortable with. Keep in mind that the agent is working on your behalf.

  2. Share your situation, health conditions, and concerns. Be honest upfront, so you can receive the best services and guidance.

  3. Get a minimal of four quotes from your agent. Make sure that you understand the options you are being offered.

  4. Take action, it will give you peace of mind.

  5. Select an amount that equals the amount of money your loved ones will need to replace your income for a specific period of time. Ex: 10, 15, 20, 30 years.

  6. Ask about life insurance with living benefits.

  7. Once you are ready and apply for coverage, make sure to complete any requirements made by the insurance company you have selected. (Example: Phone interview/Physical Exam, documents or signatures).

  8. Communicate during the application process, this will make the process much easier for everyone involved.



By taking action, you will know that you are making the right decision, and loved ones will not have a  reason to struggle later.

Getting Life Insurance is truly an action that shows love, mindfulness, and it provides peace of mind for you and those you love.

Life Insurance = Peace of Mind


Term Insurance:

This is a very good option if you just want Life coverage without the extras, just pure protection for your loved ones,  you can lock in the rate for a specific period. Ex: 10, 15, 20 or 30 years. 



86% say they haven't bought life insurance because it's too expensive, yet overestimate it's true cost by more than 2X.


Coverage is not as expensive as most people imagine. The best thing is to do is to take action now. Make the call,  have a free consultation, and find out which is the best fit for you, your family, your specific life circumstances.  

Things to know:

There is Life Insurance with No medical exam, these are easier, faster to process than policies than those that require a physical exam. They tend to be a little bit higher in cost. 


For your convenience and comfort, we will do everything over the phone.

My priority is to find you a solution with integrity, simplicity, and friendliness. To walk you through the process, with ease and transparency from beginning to end.  

Take action, call today!

I look forward to your call and the opportunity to be of service.

Maria Defillo

Licensed  in Florida

Since 1998. License A297431

Call me! (305) 595-2954




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