Miami Health Insurance Agent | Miami Florida | Florida Insurance Agent | United Health Care Florida



Cover Florida Health Access Program Summary

  • Cover Florida gives Floridians access to more affordable health insurance options. Created without tax dollars, it is voluntary for both individuals and employers.
  • Cover Florida plans were selected by the State of Florida through a competitive bidding process. Six private insurance companies were chosen based on their proposed robust, innovative and affordable health insurance products.

Benefits

  • Cover Florida plans have a robust set of benefits that include coverage for preventive services, screenings, office visits, as well as office surgery, urgent care, hospital coverage, emergency care, prescription drugs, durable medical equipment, and diabetic supplies.
  • Cover Florida gives Floridians the opportunity to choose primary and preventive care instead of costly visits to emergency rooms.

Eligibility for Cover Florida

  • Cover Florida plans are available to all Florida applicants ages 19 to 64 who have been without health insurance for at least six months – even if there are pre-existing health conditions.
  • Floridians may also be eligible to purchase Cover Florida plans under the following conditions:
    • Loss of a job that provided employer-sponsored health benefits.
    • Loss of benefits under COBRA.
    • Death of, or divorce from, a spouse who has provided employer-sponsored health benefits.

  • Cover Florida plans are portable from one employer to another because they are individual policies. Employers may voluntarily share in the cost of the plan with their employees or may assist employees with a payroll deduction, providing a pre-tax benefit for the employee and a payroll tax break for the employer.


Miami Dade and Broward Residents please call: (305) 595-2954

Note: Agents that want information, please call the carriers directly...thank you!

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